With the current economic climate, changes to the interest rates, house prices, the rising cost of financial living provisions to pay bills, and dealing with weekly expenses, trying to discharge debts may be insufficient.
We can make representations on your behalf to help you to manage your financial affairs.
After considering your financial affairs, we may also advise you to make an application to the Bankruptcy Court, for voluntary bankruptcy.
You will not have to deal with the third parties directly but with a court official, who will in turn deal with the people that you owe money to. Being adjudged as bankrupt will impact your credit rating and you will have to declare this fact when asked to do so on official forms.